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Mastercard Standard credit card

Increases your spending power

Benefits of the Mastercard Standard Credit Card:

• Make payments in Serbia and abroad at over 100 million merchants—wherever you see the Mastercard logo. • Secure online shopping with Mastercard Identity Check™—confirm purchases with a unique OTP code sent via SMS to your verified phone number in the AikBank system. • Choose your preferred repayment method: • In 3, 6, or 12 equal monthly installments, or • Revolving credit, where the repaid amount (minus interest) becomes available for reuse. • No interest if the full balance is paid off by the end of the current month. • Contactless payments and mobile wallet support.

I'm interested

Choose One of Three Repayment Options:

    ✔ Revolving Credit

    Repay 5% of the total spent amount to the bank each month. The repaid amount, minus interest, becomes available for reuse.

    ✔ Fixed Monthly Installments

    Split purchases into 3, 6, or 12 installments for transactions made in Serbia and abroad, with a transaction-splitting fee. The number of installments depends on the transaction amount: • 4,000 – 7,999.99 RSD → 3 installments • 8,000 – 17,999.99 RSD → 6 installments • 18,000+ RSD → 12 installments

    ✔ Interest-Free Option

    Take advantage of the grace period (charge option)—if you pay off the full balance within the current month, no interest is charged on the utilized credit limit.

    Example

    RSD credit card